第10至14条和16条20条及注意事项
　　第10至14条和第16至20条的内容与协会货物保险条款第10至19条的规定一致。格式底部的注意事项也相同。
　　Clause 15-Adjustment Clause
　　15 Claims for leakage and shortage recoverable under this insurance are to be adjusted as follows:-
　15.1 This amount recoverable shall be the proportionate insured value of the volume of oil lost, to be ascertained by a comparison of the gross volume certified as having left tanks for loading on to the vessel with the gross volume certified as having been delivered to tanks at the termination of the transit, except that where the contract of sale is based on weight and not on volume the amount recoverable may be calculated on a weight basis from such certified quantities.
　The term “gross volume” in this Clause 15.1 means total volume without deduction of sediment and water content and free water, except to the extent that the amount of water can be shown by the Assured to have increased abnormally during the insured transit as a result of the operation of a risk covered by this insurance.
　15.2 Adjustment shall be made to the calculation under Clause 15.1 above to eliminate any change in volume caused by variation in temperature and any apparent change in quantity arising from the use of inconsistent procedures in determining the certified quantities.
　15.3 Where this insurance provides for an excess to be applied to claims for leakage or shortage, such excess shall be deemed to include ordinary loss in weight or volume except when caused by variation in temperature or settling out of water. Where there is no such provision , the amount recoverable in accordance with Clause 15.1 and 15.2 shall be subject to reduction for any ordinary loss excluded by Clause 4.2 above.
　　第15条 理算条款（Adjustment Clause）
　　15 根据本保险可获保险赔偿的渗漏或短卸索赔，按下述规定理算：
　　 15.1 可获赔偿额，由离开油罐装船的确认的总容积，与运送终止时卸进油罐的确认的总容积比较后确定的灭失油的容积那部分保险价值，但如果买卖合同是基于重量而非容积，则应以重量为基础确定赔偿额。

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